Guidelines about Miller Hanover Insurance
Now you have a policy coverage which can protect you for both the building you own as well as the property inside of it. Do you want to learn more? Click Miller Hanover Insurance. Generally, the following coverage plan covers the Building and/or contents for many kinds of incidents such as fire. This coverage doesn’t insure property that leaves the premises, for that you’d need an Inland Marine insurance. An Inland Marine policy can cover small equipment to large construction tools or all kinds of other kinds of Property that would be removed from the businesses premises. Small Business Auto Insurance This coverage is auto insurance for your business autos. Typically, a small business requires increased coverage limits of auto insurance compared to your own personal auto policy. Your small business auto policy would have increased limits of liability coverage, but the insurance coverages are relative. You’re typically looking at liability insurance coverage along with the following; Medical Payments, Uninsured Motorists coverage, Comprehensive, Collision, Towing & Rental Coverage. If you ever rent an auto or you have a staff member drive their own personal automotive on an errand, you need to have Hired &Non-Owned Auto Liability. Whenever your LLC or Corporation owns the vehicle, then you should make sure the autos are insured on a Commercial Auto Insurance policy. Workers Compensation This particular insurance coverage, also known as Employers Liability, would be the coverage which protects the employees and can pay for claims in which any employee was hurt on the job. Yet again, yet another critical coverage considering that Medical Treatment is incredibly costly. Without having insurance you’re self-insuring and you will be liable for just about any healthcare expenses or law suit. This coverage does not cover discrimination or sexual harassment claims for that you’d will need an Employment Practices Liability Insurance. Insurance is an important part of any Organization. It protects your business for various kinds of claims.